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This is an advertisement from Tekram Marketing LLC - a privately owned and operated non-government entity that helps Medicare recipients connect with third partner Licensed Insurance Agent to compare their Medicare Supplement, Medicare Advantage and Medicare Part D Plan options. We are not affiliated with any government entity. There is no obligation to enroll.

Participating sales agencies represent Medicare Advantage [HMO, PPO, and PFFS] organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal. We do not offer every plan available in your area. Currently, we represent [43] organizations which offer [3,745] products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Any information we provide is limited to those plans we do offer in your area.

We are committed to protect your privacy. If you are a resident of CA and do not want us to share your information please click on Do Not Sell My Personal Information for more details.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. $0 premium plans are not available in all areas. Enrollees must continue to pay their Medicare Part B Premium.

Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. The standard Part B premium for [2025] is [$185.00]. Monthly savings varies and may be subject to processing delays and may not be immediate. Availability varies by carrier and location. Actual Part B premium reduction could be lower. The Part B Giveback Benefit pays part or all of your Part B premium and the amount may change based on the amount you pay for Part B

[Enrollment in a plan may be limited to certain times of the year unless you qualify for a special [enrollment] period or you are in your Medicare Initial Election Period.]

Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.

[*[This spending allowance] [Extra Debit] [Chronic Condition Care Assistance] [Music Therapy] is a special supplemental program for members with specific health conditions. Qualifying conditions include [diabetes mellitus], [cardiovascular disorders], [chronic and disabling mental health conditions], [chronic lung disorders,] or [chronic heart failure], among others. Some plans may require at least two conditions and other requirements apply. See the plan's Evidence of Coverage for details. [If you use this program for rent or utilities, Housing and Urban Development (HUD) requires it to be reported as income if you seek assistance. Contact your local HUD office if you have questions.] Even if you have a listed chronic condition, you may not receive the benefit. Coverage also depends on the plan’s specific coverage criteria for the SSBCI.][For UnitedHealthcare C-SNP plans, the healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, chronic heart failure and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria.] [For UnitedHealthcare D-SNP plans, the [healthy food] [and] [utilities] benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, cardiovascular disorders, chronic heart failure, chronic high blood pressure and/or chronic high cholesterol, and who also meet all applicable plan coverage criteria. There may be other qualified chronic conditions not listed.]